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Conventional Loans

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Flexible Financing for First-Time Homebuyers and Investors

We offer Conventional Loans tailored for first-time homebuyers and investors seeking flexible financing options. These loans provide competitive terms to suit your unique needs.
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Conventional Loans

Key Features

  • Credit score minimum: 620.
  • Down payment: 3% - 20% (special programs offer 0% down).
  • Private mortgage insurance (PMI) for down payments under 20%.
  • Debt-to-income (DTI) ratio up to 50%.
  • Specialized loan programs available.
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Get approved for a loan today!

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Conventional Loans

Contact us today to discuss how our Conventional Loans can help you achieve your homeownership or investment goals with flexible and competitive terms.
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Confidentiality Notice

Jonathan Espinosa is a Licensed REALTOR® with Island Living Realty, LLC. Jonathan Espinosa is a Licensed MORTGAGE LOAN ORIGINATOR with Superior Mortgage Experts, Inc. NLMS #2512453.

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Confidentiality Notice

Jonathan Espinosa is a Licensed REALTOR® with Island Living Realty, LLC. Jonathan Espinosa is a Licensed MORTGAGE LOAN ORIGINATOR with Superior Mortgage Experts, Inc. NLMS #2512453. The information contained in this message may be privileged, confidential, and protected from disclosure. If the reader of this message is neither the intended recipient, nor any employee or agent responsible for delivering this message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited.