Quick Bridge Financing Solutions

Seize Opportunities with Our Bridge Financing

Our Bridge Financing Solutions provide short-term funding to help investors quickly capitalize on new property acquisitions while awaiting the sale of existing assets. This flexible financing option ensures you don’t miss out on lucrative opportunities due to timing constraints.
Quick Bridge Financing Solutions

Understanding Bridge Loans

A bridge loan is a short-term financing solution designed to provide immediate cash flow during transitional periods, such as purchasing a new property before selling an existing one. Typically secured by the current property, these loans offer flexibility and speed, allowing homeowners and investors to act quickly in competitive markets. Bridge loans generally have terms ranging from six to twelve months and often carry higher interest rates compared to traditional mortgages.

Quick Bridge Financing Terms

Property Type

  • Single Family: 1-4 Units / Condos
  • Multi Family: 5 – 30 units

Loan Amount

UP TO US$ 5,000,000 (Loan amount above US $5M subject to longer approval time and additional requirements)

Type Of Loan

Interest only short term loan with a balloon payment at maturity.

Max LTV

70%.

Purchase

75%

Refinance

75%

Cash out

70%

Term Length

1-3 years.

Base Rate

STARTING RATE 8.75% (Interest only payments on disbursed amount)

Minimum Fico Score

700

Prepayment Penalties

No Prepayment Penalties 10-14 Days Closings

Foreign Nationals Accepted

+ 0.25 to base rate

Advantages

  • Competitive rates.
  • On average 24-48 hours for approval and 7-12 days to close.
  • New and experienced investors are welcome.
  • Domestic and Foreign National accepted.
  • No fees if Loan is paid before maturity.

Requirements

  • Signed Credit Application / Loan Application
  • Copy of Passport or Valid ID (plus U.S. Visa for Foreign Nationals, if applicable)
  • Social Security Number (for credit report and background check)
  • Last 3 Months of Bank Statements
  • Corporate / Entity Documents (LLC or Corporation)
  • EIN (Employer Identification Number)
  • Operating Agreement (if applicable)
  • Purchase Agreement / Purchase Contract (if applicable)
  • Rehab Budget (if applicable)
  • Evidence of Insurance: Full Replacement Value, $500,000 Liability Coverage, Builder’s Risk Insurance (if applicable)
  • 6 Months Liquidity / Reserves Proof
  • Non-Owner Occupancy Certification
  • Minimum FICO Score of 700

Quick Bridge Financing Solutions

Flexible Financing for Diverse Needs

Beyond facilitating property transitions, bridge loans can be customized to meet various financial objectives, including property renovations, debt consolidation, or stabilizing rental property cash flow. This adaptability makes them a valuable tool for real estate investors seeking to enhance property value or address short-term financial needs. By providing quick access to capital, bridge loans enable investors to seize opportunities and navigate complex transactions with confidence.
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Quick Bridge Financing Solutions

Key points

Loan Information Form

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Quick Bridge Financing Solutions

F.A.Q.

Secure Your Next Investment

Don’t let timing hold you back from seizing new opportunities. Our Quick Bridge Financing Solutions provide the short-term funding you need to transition smoothly between property transactions. Contact us today to learn how we can support your investment journey.

Confidentiality Notice

Jonathan Espinosa is a Licensed REALTOR® with Island Living Realty, LLC. Jonathan Espinosa is a Licensed MORTGAGE LOAN ORIGINATOR with Superior Mortgage Experts, Inc. NLMS #2512453. The information contained in this message may be privileged, confidential, and protected from disclosure. If the reader of this message is neither the intended recipient, nor any employee or agent responsible for delivering this message to the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited.